19 Nov Demystifying the Mortgage Process On Line Class Demystifying the Mortgage Process On Line Class Thursday, November 19, 2020 (9:00 AM to 12:00 PM) 3.0 CE Hours Live Webinar, NOTE: Online attendance is monitored and you must have your camera on. Details You're Registered! DescriptionLocationInstructors Mortgage Finance for Real Estate The mortgage loan process is complex and rarely without glitches. Important details can get overlooked causing a purchase to be delayed or denied. Understanding this process so that you better educate your clients can add value to your skill set as a broker. In this class, you will: • Learn the lending process from the buyer and seller perspectives. • Recognize elements and aspects of a credit qualification. • Identify the "red flags" of buyer financing and different types of loans. • Learn the difference between pre-qualification, conditional loan approval, pre-approval and between the types of money lenders. • Increase knowledge on using specialized forms. • Discuss real life scenarios discussed from the seller and buyer side transactions. • Minimize transaction fall-out due to financing contingency(s) Live Webinar Live WebinarLinks to join the webinar will be emailed to students 1 day prior to class.Class requirements to receive clock hours are: students must attend the full class.NOTE: Online attendance is monitored and you must have your camera on., Map & Directions Michael 'SMIT' Smith - ABR, RENE, SRES, SRS Michael Smith, aka “Smit”, purchased his first piece of real estate at age 24 in 1982. His entrepreneurial spirit led him to become a mortgage broker in 1997. From 1997 until he and his wife relocated in 2015 from California to Woodinville, WA; Smit worked for numerous brokers and banks before starting his own brokerage company in 2003 called Golden Bear Financial Corporation. As an adjunct real estate instructor at Diablo Valley College in the Bay Area, Smit taught Real Estate Property Management and Real Estate Finance - both CA Dept of Real Estate certified courses. Currently Smit teaches N.A.R. Designation courses SRES, SRS, ABR AND RENE. He too has written and teaches numerous WA Continuing education classes.is passionate about BBQ, riding bikes and walking his dog Bailey at 5:30am every day.